Products & Services

Whether you’re ready to retire soon or want to ensure you can comfortably retire in the next 10-20 years, you probably know you need to save significantly, but what else? We use a proven process known as The Bucket Plan® to time-segment your assets into three “buckets” — now, soon, and later. When we create your customized Bucket Plan®, we’re helping you preserve your assets, protect against changes in the market, and have peace of mind

From career-woman to wife/partner, and from caring mom to single-motherhood, separation and divorce – women go through more transitions during a lifetime than most of us realize. And through it all, women often juggle several balls simultaneously, doing the best they can, while often hoping for the best.

Managing assets effectively requires time and expertise—resources that are often better spent on the things that matter most to you. Even if you're confident in your abilities, partnering with us allows you to focus on your priorities while we employ strategies and techniques that help grow and protect the wealth you’ve worked so hard to build.

As small business owners ourselves, we recognize the unique financial challenges and opportunities this size of business presents and want to help share our knowledge and applicable strategies with you. Whether your goals are to provide retirement plans for your employees, grow your business with a new location, or anything in between, we have you covered with guidance and personalized planning to support your specific aspirations.

Effective tax planning isn't a last-minute endeavor; it begins long before your tax return due date. We specialize in providing proven, proactive tax management strategies to maximize your income by minimizing your taxes as part of your holistic financial plan. At the end of the day, your wealth is less about what you make and more about what you keep!

Incorporating thoughtful protection or “insurance” planning, as part of your comprehensive financial plan helps protect your family from all the “what ifs” in life. We’ll review any existing plans you have and advise you on life insurance, annuities for retirement income, critical illness protection, and more coverage options as they relate to you before recommending products tailored to your unique needs to fit within your customized plan.

At the heart of our family-owned business, we understand the significance of caring for your loved ones, both today and in the future. Having an estate plan is paramount in ensuring your estate is handled according to your wishes. Together with your estate planning attorney, we can assist in drafting documents and reviewing your situation, so your estate benefits the people and charities you care about most.

Ready for a personalized, comprehensive plan that encompasses your entire financial picture? Schedule an appointment today to start your journey toward financial security.

Our holistic approach and personalized financial planning strategies are available to many different individuals and families in Grass Valley. We also cater to the specific needs of niche groups, like small business owners, including private practice owners and medical professionals, as well as women divorcees and widows. Free Consultation